Use this service for the next purchase, or refinance, of your home or investment property and receive
friendly & professional service, a great loan from one of the leading lenders plus a mortgage rebate!

Choosing a Mortgage - What suits your needs?

Above are links to information about different mortgage types available in Australia. The choice is yours. If you're of the opinion that interest rates are moving up then remember that mortgage brokers recommended by rebatehomeloans.com.au have access to some of the best and lowest 1,2,3,4 & 5 year fixed rate loans in the Australian mortgage market place. They also offer 100% offset, discounted 'professional pack', honeymoon,  basic variable, commercial and equity line of credit loan facilities.
Please note that in any of the categories listed the products offered by the lenders can differ greatly in respect to interest or comparison rates, setup costs, ongoing costs, early repayment fees, discharge fees, features and flexibility of the loan. With some it is easy to take advantage of an initial 'honeymoon' rate and then switch to another product such as a 'basic variable' or 'fixed rate'. Some of the products available in the market also offer a combination of the types below, such as a honeymoon offer where 50% of the loan is on a low variable rate for 6 to 12 months and the other portion of the loan may be fixed for a longer term.
The hard thing for you,the consumer, is to be able to confidently compare 'apples to apples' when it comes to mortgage choice in Australia. It is now mandatory for mortgage brokers to supply clients with comparison rate schedules from the lenders and these can help your choice somewhat.
A really good way to compare mortgages is to also ask for a software comparison sheet from your mortgage broker. They have access to leading mortgage broking software systems that can generate a comparison sheet detailing the features of different products side by side. It will give you an AAPR rate which reflects the 'true' cost of a loan over a seven year period and also details features such as redraw availability/costs, early repayment penalties, establishment fees, switching fees, discharge fees, monthly/annual administration fees and many others.

Why not let rebatehomeloans.com.au do some of the work and make your mortgage choice easier?

Call Rebate now on 1300 558 835
or click here for email details.
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