Discount - Professional Loan Packages
Use our service for the next purchase, or refinance, of your home or investment property and receive
friendly & professional service, a great loan from your choice of leading lenders plus a mortgage rebate!
Information on Basic Variable Interest Rate products Information on loans that have a discounted interest rate for an introductory period Information - 100% Interest Offset mortgages
Information about Standard Variable Interest Rate products Information about loans typically sought by investors Information about Interest Only loans
Information on Line of Credit 'Equity' facilities Information about loan packages with interest rate discounts Construction loan information
Commercially secured loan information Information on Fixed Interest Rate mortgages Low Document/Non Conforming loans - for those with unsubstantiated income or credit defaults

'Discount' or 'Professional' Loan Package Products

How times have changed! These packages were originally offered by only a few lenders (mostly the major banks) and were available only to those who met their 'professional' criteria, ie; those with a degree such as doctors, lawyers, accountants,engineers etc. The lenders saw these clients as being exceptionally desirable and therefore offered them extra concessions that weren't available to the general public.
These days the criteria for these products is usually based on the size of the loan and sometimes also the income level of the borrowers. These products are called packages because they usually offer a range of benefits to the client such as a 100% offset facility, interest rate discounts (some offer discounts on their advertised fixed rates as well as their variable), fee free transaction account, credit card with annual fee waived and/or free financial planning consultations.
Many clients find these discounted 100% Offset packages desirable as they offer similar benefit to a line of credit in respect to offsetting interest but they are usually on a lower interet rate and also provide seperate statements for the loan and transaction accounts which many clients would find easier to monitor/understand than the single statement they recieve for the line of credit type of account.
Some Discount Packages also offer a Line of Credit option at the same rate.

Call or email for lender's comparison rate schedules or specialised Mortgage Software generated comparisons that details relevant features of competing loan products side by side and also gives an AAPR (average annual percentage rate) which is an indication of the 'true' cost of the loan over a seven year term.

The above Professional Loan content is information only and should not be construed as financial advice.

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